CREDIT HISTORY CHECK

• Verification of the Voters Roll. If they are not presently listed, this does not necessarily mean they will be unacceptable. Proof of residency will be requested.
• County Court Judgements/Bankruptcies
• Locate Information. This can be used to discover ‘hidden’ addresses.
• Other search infromation(footprints)

MANAGING AGENT/LANDLORDS REFERENCE

On each application a written reference is obtained from the previous managing agent/landlord. Should the prospective tenant have only rented from them for a short period of time we will also apply to the managing agent/landlord prior to that. This means you will always have a full 6 month’s history of your tenant’s previous accommodation. From this information we are able to assess whether they paid their rent on time, have a history of arrears and whether they treated the property in a correct and proper manner.

CHARACTER REFERENCE

Although not always essential, it can provide a valuable insight into the applicants personality and a better profile of their character. We would ask that no family member or employer is given as the referee.

EMPLOYMENT REFERENCE (or any other financial income)

Reference requests are sent to all current employers to ascertain whether the applicant is employed, in what capacity, whether this is a permanent or temporary position and their salary details.
If they are self employed, we will request either an accountant’s reference, P60, or bank statements etc., whichever your tenant can provide most easily. If they receive their income from a Pension, either personal or company, again we will request various documents direct from the tenant. Should they receive any other type of income, then your handler will speak with the tenant direct with regard to the type of documentation required. From the information provided by this section and also the information found within the credit history, we are able to ascertain whether the prospective tenant can afford the rental payments, and whether he will be employed for the full length of the tenancy.
Should the applicant have been employed for 6 months or less we will also apply to their previous employers for a reference. This is essential to confirm continuity of employment.